RHO is your pathway to owning a home in southeastern Pennsylvania

Mission

RHO, LLC’s mission is to provide the guidance necessary to transform renters into homeowners while increasing the local home-ownership rate. Through a lease with an option to purchase, our program places people into a home they can afford but cannot attain due to credit issues and/or lack of down-payment.

8 simple steps to home-ownership through the RHO program

1

Complete the application

2

An affiliated mortgage broker will help you determine your maximum mortgage capability based on your credit report and verifiable income

3

Meet with an RHO counselor to review your qualifications for acceptance into the program

4

Select your desired location and home criteria

5

Become part of the RHO customer database, which will hold information regarding your desired home location and requirements

6

Develop a road-map for improving your credit and building the necessary funds as RHO finds you a home

7

RHO will help you determine the length of time required to accumulate down payment and closing costs

8

Sign a lease with an option to purchase and continue on the road to owning a home!

Take the Road to Home-Ownership

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Benefits of the RHO Program

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Get advice on necessary steps to qualify for a mortgage with a licensed mortgage specialist who will review your credit information

Have time to repair your credit with assistance from professionals during the length of your lease

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Lock in an agreed upon sales-price when the lease is signed up to a 5 year period, regardless of the length of the lease

Learn the requirements and responsibilities of maintaining a home before you buy

BENEFITS OF HOME-OWNERSHIP

  • +   Build wealth and equity over time
  • +   Pride
  • +   Stability
  • +   Mortgage tax deductions

About Us

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Richard Turner is a longtime real-estate investor who has devoted his time and energy on a program that gives back to the community. This program is called the Road to Home-Ownership (RHO). Although the goal of owning a home has always been an important part of the ‘American Dream’, it seems as though this goal is becoming more and more out of reach.

Most people whom lack the funds necessary for a down payment & closing costs and/or have low credit scores (likely) don’t think they will ever qualify for a mortgage, therefore they don’t make an attempt at purchasing a home. The RHO program welcomes and encourages these people to take a chance on themselves. The program gives them up to a 5 year period to accumulate the necessary funds and fix their credit with help from professionals. During this time, the sale price of the home is locked-in, which could deliver instant equity upon closing in the event that the home value increases during the lease term.

Contact Us

Questions? Comments? We’d like to hear from you. Feel free to send us a message.

RHO

Contact Information

dest 200 Gilbertsville Road, Gilbertsville, PA 19525

phone (610)-750-8917

mail RHOprogram@rfholdingsllc.com

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